Is It Allowed, When Issuing a Bank Draft, to Include the Cost of a Procedure the Customer Might Not Use When Cashing It?

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Question: KFH issues a cheque to a customer―based on his request―that can be cashed at no cost at KFH’s correspondent bank in London. However, the customer deposits this cheque at a different bank. This bank charges KFH’s correspondent bank 2.5...
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