{"id":9992,"date":"2026-04-06T11:06:40","date_gmt":"2026-04-06T03:06:40","guid":{"rendered":"https:\/\/staging-ifikr.inceif.edu.my\/?page_id=9992"},"modified":"2026-05-26T17:09:29","modified_gmt":"2026-05-26T09:09:29","slug":"terms-of-service","status":"publish","type":"page","link":"https:\/\/ifikr.my\/ms\/terms-of-service\/","title":{"rendered":"Terms of Service"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"9992\" class=\"elementor elementor-9992\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-578cdb4 e-con-full responsive-container e-flex e-con e-parent\" data-id=\"578cdb4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f281abc e-con-full e-flex e-con e-child\" data-id=\"f281abc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dbdf137 e-con-full e-flex e-con e-child\" data-id=\"dbdf137\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2a5b0b7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"2a5b0b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e3bbd7 elementor-widget elementor-widget-heading\" data-id=\"0e3bbd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"\/ms\/\">Utama<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9005fa elementor-widget elementor-widget-heading\" data-id=\"b9005fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&gt;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0e9b44 elementor-invisible elementor-widget elementor-widget-ucaddon_splitting_letters_effect\" data-id=\"c0e9b44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_splitting_letters_effect.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Animated Split Text -->\n<style>\/* widget: Animated Split Text *\/\n\n\n.uc-splitting-text{\n\tdisplay:flex;\n\tvisibility:hidden;\n}\n\n.uc-splitting-text-wrapper{\n  display:flex;\n  flex-wrap: wrap;\n}\n\n.uc-splitting-text-item{\n  display:inline-flex;\n  flex-wrap: wrap;\n}\n\n.uc-splitting-text .word{\n   display:inline-flex;\n}\n\n.uc-splitting-text.uc-animated{\n\tvisibility:visible;\n}\n\n\n@keyframes ue_slide {\n  from {\n    transform: translateY(-1em) rotate(-.5turn) scale(0.5);\n    opacity: 0;\n  }\n}\n\n@keyframes ue_flip {\n  from {\n    transform: rotate(360deg) scale(0.5);\n    opacity: 0;\n  }\n}\n\n\n@keyframes ue_blur {\n  from {\n    transform: translateY(-1000px) scaleY(2.5) scaleX(0.2);\n    transform-origin: 50% 0%;\n    filter: blur(40px);\n    opacity: 0;\n  }\n}\n\n@keyframes ue_puff {\n  from {\n    transform: scale(2);\n    filter: blur(4px);\n    opacity: 0;\n  }\n}\n\n@keyframes ue_tilt {\n  from {\n    transform: rotateY(20deg) rotateX(35deg) translate(300px, -300px) skew(-35deg, 10deg);\n    opacity: 0;\n  }\n}\n\n@keyframes ue_scale {\n  from {\n    transform: scale(0);\n    opacity: 0;\n  }\n}\n\n@keyframes ue_slide_up {\n  from {\n    transform: translateY(100%); \n    opacity: 0;\n  }\n  to {\n    transform: translateY(0);\n    opacity: 1;\n  }\n}\n            \n\n\n#uc_splitting_letters_effect_elementor_c0e9b44.uc-animated .char {\n  animation: ue_scale 1s cubic-bezier(.5, 0, .5, 1) both;\n  animation-delay: calc(3ms * var(--char-index));\n}\n\n\n\n\n<\/style>\n\n<h1 id=\"uc_splitting_letters_effect_elementor_c0e9b44\" class=\"uc-splitting-text\"   data-splitting data-reveal-eachscroll=\"false\">\n  <div class=\"uc-splitting-text-wrapper\">\n\t<div id=\"uc_splitting_letters_effect_elementor_c0e9b44_item1\" class=\"uc-splitting-text-item\">Terms & Conditions of Use<\/div>\n\n  <\/div>\n<\/h1>\n<!-- end Animated Split Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1df87d3 e-con-full text-content e-flex e-con e-child\" data-id=\"1df87d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5e3aea8 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"5e3aea8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300}\">\n\t\t<div class=\"elementor-element elementor-element-bc1f290 e-con-full e-flex e-con e-child\" data-id=\"bc1f290\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1f7e3a elementor-widget elementor-widget-text-editor\" data-id=\"d1f7e3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Effective Date: 20 May 2026<\/strong><br \/><strong>Last Updated: 15 May 2026<\/strong><\/p><p><strong>YOUR USE OF THIS WEBSITE CONSTITUTES YOUR AGREEMENT TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE.<\/strong><\/p><p>This Website, including all its features and content (the \u201cWebsite\u201d), is a service provided by The International Center for Education in Islamic Finance University (also known as INCEIF University) (the \u201cProvider\u201d). All content, information, and software made available on or through this Website (\u201cContent\u201d) are subject to the following Terms and Conditions of Use (\u201cTerms\u201d).<\/p><p>By accessing or using this Website, you agree to be bound by these Terms. If you do not agree to these Terms, you should immediately discontinue use of the Website.<\/p><p><strong>1. ACCOUNT SECURITY<\/strong><\/p><p>1.1 You are responsible for maintaining the confidentiality of your username and password and must take appropriate measures to secure them.<\/p><p>1.2 You must not disclose your username or password to any other person. Any such disclosure may allow unauthorised access to your account, modification of records, or suspension of access to the Website.<\/p><p>1.3 You agree to be fully responsible for all activities conducted under your account, whether authorised or unauthorised.<\/p><p><strong>2. ACCEPTABLE USE OF CONTENT<\/strong><\/p><p>2.1 All Content on this Website is protected under applicable intellectual property laws, including the Copyright Act 1987 (Act 332).<\/p><p>2.2 You may not copy, reproduce, distribute, publish, sell, or create derivative works from the Content, nor use it to create any database, publication, or commercial product without prior written consent from the Provider.<\/p><p>2.3 Any use of the Website must comply strictly with applicable laws, including intellectual property laws and relevant regulations.<\/p><p>2.4 You may use this Website solely for academic, research, or professional purposes, unless otherwise expressly authorised in writing by the Provider.<\/p><p>2.5 The use of automated systems, including robots, crawlers, or similar tools to access, extract, or retrieve Content from the Website is strictly prohibited.<\/p><p>2.6 Any use of the Website beyond the scope of permitted access shall be considered unauthorised access and may result in legal action.<\/p><p><strong>3. REGISTRATION AND ACCOUNT USAGE<\/strong><\/p><p>3.1 Certain sections of the Website may require registration.<\/p><p>3.2 You agree to provide accurate, complete, and up-to-date registration information and to update such information whenever necessary.<\/p><p>3.3 Each registration is intended for a single individual or institution only, unless otherwise expressly permitted in writing by the Provider.<\/p><p>3.4 You are not permitted to:<\/p><ul><li><p>allow others to use your account credentials; or<\/p><\/li><li><p>share or distribute access to your account across multiple users or networks without written permission from the Provider.<\/p><\/li><\/ul><p>3.5 You are responsible for preventing unauthorised access to your account and must notify the Provider immediately if you suspect any unauthorised use.<\/p><p><strong>4. ADVERTISING AND SPONSORSHIP<\/strong><\/p><p>4.1 This Website may contain advertisements and sponsored content.<\/p><p>4.2 Advertisers and sponsors are responsible for ensuring that their materials comply with applicable laws and regulations and are accurate.<\/p><p>4.3 The Provider shall not be responsible or liable for:<\/p><ul><li><p>the accuracy or legality of any advertiser or sponsor content; or<\/p><\/li><li><p>any acts or omissions of advertisers or sponsors.<\/p><\/li><\/ul><p><strong>5. DISCLAIMER AND LIMITATION OF LIABILITY<\/strong><\/p><p>5.1 The Website and all Content are provided on an \u201cas is\u201d and \u201cas available\u201d basis without warranties of any kind, whether express or implied.<\/p><p>5.2 To the fullest extent permitted by law, the Provider shall not be liable for any loss, injury, claim, liability, or damage of any kind arising from:<\/p><ul><li><p>use of or inability to use the Website;<\/p><\/li><li><p>reliance on any Content; or<\/p><\/li><li><p>access to interactive areas of the Website.<\/p><\/li><\/ul><p>5.3 The Provider shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, even if advised of the possibility of such damages.<\/p><p><strong>6. MODIFICATION OF TERMS<\/strong><\/p><p>6.1 The Provider reserves the right to amend, update, or modify these Terms at any time.<\/p><p>6.2 Updated versions will be published on the Website and shall take effect immediately upon publication unless otherwise stated.<\/p><p>6.3 It is your responsibility to review these Terms periodically.<\/p><p>6.4 Continued use of the Website after any changes constitutes your acceptance of the revised Terms.<\/p><p><strong>7. GOVERNING LAW<\/strong><\/p><p>These Terms shall be governed by and construed in accordance with the laws of Malaysia.<\/p><p><strong>8. GENERAL PROVISION<\/strong><\/p><p>If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Home &gt; Terms &#038; Conditions of Use Effective Date: 20 May 2026Last Updated: 15 May 2026 YOUR USE OF THIS WEBSITE CONSTITUTES YOUR AGREEMENT TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE. This Website, including all its features and content (the \u201cWebsite\u201d), is a service provided by The International Center for Education in [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":80,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-9992","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/ifikr.my\/ms\/wp-json\/wp\/v2\/pages\/9992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ifikr.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ifikr.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ifikr.my\/ms\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/ifikr.my\/ms\/wp-json\/wp\/v2\/comments?post=9992"}],"version-history":[{"count":3,"href":"https:\/\/ifikr.my\/ms\/wp-json\/wp\/v2\/pages\/9992\/revisions"}],"predecessor-version":[{"id":26816,"href":"https:\/\/ifikr.my\/ms\/wp-json\/wp\/v2\/pages\/9992\/revisions\/26816"}],"wp:attachment":[{"href":"https:\/\/ifikr.my\/ms\/wp-json\/wp\/v2\/media?parent=9992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}