This compilation of PruBSN’s Sharīʿah Resolutions was initially prepared as an essential guide to PruBSN’s staff. It consists of some selected significant general resolutions which were deliberated and resolved by the Shariah Committee (SC) of PruBSN in its meetings from 2015 until 2019. The resolutions have been taken from discussions that transpired in the SC meetings.
As part of the Sharīʿah Secretariat’s role, each of the Sharīʿah resolutions once issued shall be immediately disseminated to the relevant parties, particularly the originator, the affected business unit, and the Management. Between the years 2015 and 2019, the numbers of resolution issued by the Sharīʿah Committee are as follows:
1. In 2015, 119 resolutions were issued, of which 35 were marked as key resolutions.
2. In 2016, 127 resolutions were issued, of which 48 were marked as key resolutions.
3. In 2017, 150 resolutions were issued, of which 54 were marked as key resolutions.
4. In 2018, 164 resolutions were issued, of which 77 were marked as key resolutions.
5. In 2019, 148 resolutions were issued, of which 64 were marked as key resolutions.
Out of the 278 key resolutions issued, we have selected 28 issues of a general nature that do not involve technicalities of PruBSN’s products and offerings in order to ensure that readers from various backgrounds are able to understand the context.
Sharīʿah rulings are produced based on the analysis of the issues presented to the SC. They are guided by the teachings and principles stipulated in the primary sources—i.e., the Qurʾān and Sunnah—and secondary sources which are ijtihādī in nature. In addition, the rulings rely on qawāʿid fiqhiyyah (Islamic legal maxims) and consider maqāṣid al-Sharīʿah (objectives of the Sharīʿah).
